Why should you consider an eClosing?

eClosings, or digital closings, are transforming the real estate industry, creating more opportunities for electronic processes in the traditional closing transaction.

eClosings are promoted as a more efficient closing process and are being endorsed by lenders, customers, GSEs (including Fannie Mae and Freddie Mac), the Consumer Financial Protection Bureau, and even the U.S. Treasury Department.

Technology is clearly making an impact on the real estate industry but are eClosings right for your business and your clients? CATIC is here to help educate you! Learn more about eClosings below.

eClosing Terminology


Hybrid Closing

Fully Electronic Closing






Remote Online Notarization


Want to get familiar with all the lingo?

Hover over a block in the pyramid to read more about it.

The closing spectrum explained...
Closings can take many different forms and can be customized to fit the needs of your business and your clients. Learn more about the differences between the various types of closings below!

Exploring the elements of an eClosing

In order to have a fully electronic closing, all documents must be created, executed, transferred, signed, and stored electronically. But what if certain elements of the closing process cannot be done electronically?

For example, some recorders cannot accept electronic documents for recording and some lenders will not permit electronic notarization of documents. In such cases, you can “paper out” and complete the closing with traditional, hard-copy documents. In such a situation, you would be in a “hybrid closing,” as some documents would be electronic and others would be paper.

Remember, eClosings are customizable and do not require a one-size-fits-all solution so you can create a process that works best for your business and your clients’ needs.